PayShore was founded to replace the stitched-together tools finance teams rely on every day with one platform that respects how this work actually happens, with multiple banks, real controls, and a real audit trail.
Finance teams already have bank relationships that work. PayShore sits on top of those (bank-agnostic by design), so teams don't have to choose between their bank and their operating tools.
Approvals, roles, and thresholds should live where the action happens. Email is not a control environment; neither is chat.
A partial audit trail is just another thing to reconcile. PayShore is built around one record of who approved what, when, and on which account, across every bank in scope.
To empower finance teams with real-time visibility, intelligent workflows, seamless B2B financial operations, and simplified reconciliation across a fragmented banking world.
A world where financial operations are real-time, connected, and seamlessly reconciled — powered by a unified operating layer across every bank, payment rail, and business workflow.
The ingredients that used to make this problem intractable have finally landed. PayShore is designed for the moment they've landed in.
RTP in the US is in active adoption, and instant-payment networks are now the norm globally. Finance teams need control surfaces that match the speed of the rails, not the pace of last-decade portals.
More banks now expose production-grade APIs for balance data and payment initiation. Multi-bank orchestration is finally feasible without a custom integration project per bank.
CFOs and controllers are under pressure to close faster, forecast cash more accurately, and cut manual work. The operating layer between banks and the close is the next obvious thing to fix.
PayShore is built by operators with first-hand experience running product, payments, and operations inside financial institutions and payments companies.
Two decades building enterprise payment systems at the world's leading financial institutions.
John brings more than two decades of experience building and scaling enterprise payment systems inside the world's leading financial institutions. He leads PayShore's strategic direction, product vision, and customer engagement.
John founded the company to solve a problem he experienced firsthand: finance teams need modern, intuitive systems without sacrificing the controls, security, and reliability required to move money at scale. That perspective continues to shape the company's product vision and approach.
His career has been defined by a deep understanding of how money moves: across rails, across borders, and across increasingly complex regulatory environments. Before founding PayShore, John served as Chief Product Officer at TrustCommerce, a Sphere company, where he led product innovation in healthcare payments. He served as Vice President of Product Management at Wells Fargo Merchant Services and as Executive Director at JPMorgan Chase, where he led enterprise strategy across multi-rail payment capabilities (including ACH, RTP, card processing, Zelle, and digital wallet integrations), helping shape how one of the world's largest banks approached payment orchestration. Earlier in his career, he held product and leadership roles at Worldpay, Mastercard, and ACI Worldwide.
John is also the named inventor on two U.S. patents in electronic funds disbursement and intelligent mobile bill payment.
Two decades leading complex, people-centered programs across the U.S. and U.K.
Melissa brings two decades of experience leading complex, people-centered programs across the U.S. and U.K. As Co-founder and COO at PayShore, she leads operations and growth, overseeing onboarding, client engagement, and day-to-day execution while building repeatable systems, ensuring service quality, and aligning execution with strategy.
She began her career as an educator, teaching science for six years and serving in curriculum leadership roles within a London secondary-school setting. Returning to the U.S., she led classrooms across Montessori and public-school environments, with subject expertise in cultural Spanish and science. Across both, her work consistently focused on building programs that run smoothly while delivering high-quality experiences. A pattern that translates directly to operational leadership at PayShore.
Melissa holds a Bachelor of Education from Western Michigan University (Cum Laude) and has served her community as a Girl Scout Troop Leader, recognized for Outstanding Leadership.
Border collie. Crumb reconciliation, continuous floor audits, and an excellent trick-to-treat exchange ratio.
Lilly is the office border collie and the only PayShore team member with a perfect attendance record at standup — provided standup happens near the snack drawer. Will perform any trick on request; fee schedule is non-negotiable, payable in treats on completion.
The PayShore news page combines company announcements, product updates, and the occasional longer read on multi-bank cash, controls, and how modern finance teams actually run. Filter by topic, or read everything.
