One product. Every bank you use.

Consolidated cash position across every connected bank account, refreshed continuously. Each account refreshes at the cadence its bank supports, so the consolidated number reflects real bank data. Not a periodic batch rebuild.

Drill from the portfolio view into individual accounts and transactions without leaving the browser. Activity stays linked to the bank it came from, so context (which account, which counterparty, which approval) travels with every transaction.

Export activity and balances in CSV or PDF for the close, audit, and any downstream system your team already uses. Exports are scoped to what you select (specific accounts, date ranges, or approval records), so you hand your auditor the artifact they actually asked for.

Scope visibility and actions to individuals and teams. Everyone sees the right things; no one sees more than they should. Roles are defined against the work (seeing cash, approving, executing), not against generic user tiers, so access maps directly to how finance teams are organized.

Approval chains and thresholds for transfers, payments, and counterparty changes: initiator, first reviewer, and a second sign-off where the policy demands it. No more approvals buried in inboxes. Thresholds are set per workflow, so a low-dollar internal transfer and a seven-figure vendor payment don't route through the same chain.

Immutable, timestamped record of every action: who approved, who executed, and when. Each record is anchored to the specific action it authorized, not a separate log you have to match back to the event.

Move cash between your own bank accounts without rekeying in separate portals. Transfers are initiated and recorded in the same view as the cash position they're drawn from, so the before-and-after state lives in one trail.

Pay suppliers, partners, and counterparties on US-based rails. ACH for scheduled payments and RTP for real-time payments, selected at the payment level.

Maintain a controlled list of counterparties with change approvals, so new payees aren't created in the moment someone needs to pay them. Adding or modifying a counterparty runs through the same maker-checker-and-double-checker discipline as a payment, so the payee list itself is a controlled surface.

Invoice handling lives inside the same platform as the payments it produces. Receipt, routing, approval, and the resulting outbound payment all carry the same reference, so the invoice record and the bank activity reconcile without manual linking. The same workflow handles inbound invoices from vendors and outbound invoices to customers.

When a counterparty is already a PayShore client, payments and requests flow between both sides inside the same network. Controls, audit, and workflow state travel with the interaction. Not just the dollars. The network grows denser as more businesses operate inside it.

Counterparties who aren't yet on PayShore can be invited into the workflow without becoming paying clients. Free counterparties can receive payments and respond to payment requests; they cannot initiate payments or connect their own banks. Included at every tier, with no limit on count.

Request payments from counterparties and respond to requests made of you, inside the same approvals, audit, and execution layer that handles outbound payments. Every payment carries rich data with it: notes, invoice attachments, comments, texts, and any context the team needs. That data travels with the payment from request through settlement. No reconstruction needed at month-end.