Pricing

Sized to the work, not the seats.

PayShore comes in two plans (Essentials and Growth) that follow how your bank footprint scales. Pick the level that matches how your team operates today; move up as your operation grows. Talk to us when you're ready to size it for your environment.

Plans

Two plans, one operating layer.

Each plan adds capability on top of the one before it. The full platform (visibility, payments, invoices, approvals, audit, the counterparty network, and the rules engine) is part of every plan. What changes between tiers is the bank footprint your team can run, the depth of approval and policy controls, and the level of onboarding and support that comes with the engagement.

Essentials

Single-bank operations, in one workspace.

Best fit for Finance teams running on one primary bank who want cash visibility, B2B payments, invoicing, and reconciliation in a single place.

What's included

  • One connected bank (multiple accounts within)
  • Real-time cash position and activity
  • B2B payments: ACH and RTP, in and out
  • Invoices with auto-reconciliation to payments
  • Single-level approval workflows
  • Counterparty network: unlimited free counterparties
  • Shore AI: forecasting, fraud screening, natural-language search (coming soon)
  • Rules engine: thresholds and alerts (auto-sweeps coming soon)
  • Immutable audit log; SOC 2 Type II attestation in progress
  • Powerful, dynamic reporting and exports
  • Email support, self-serve onboarding
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Growth

Multi-bank cash and transfers, consolidated.

Best fit for Growing finance teams operating across two or more banks who need a consolidated cash position and the ability to move money between banks from one workspace.

Everything in Essentials, plus

  • Multiple connected banks
  • Consolidated cash position across banks
  • Inter and intra-bank transfers, initiated from one place
  • Dynamic, customizable multi-bank reporting and reconciliation
  • Multi-level approval routing
  • Priority email support
  • Guided onboarding with our team
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Working at scale across multiple entities, custom approval matrices, or with specific integration requirements? We structure custom engagements for organizations whose needs sit outside our standard plans. Reach out to talk through what your environment looks like.
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Capabilities by plan

Compare the two plans side by side.

A row-by-row view of what's included at each tier. The base platform is the same across all plans. What changes is the bank footprint, the depth of approval and policy controls, and the level of support.

Capability Essentials Growth
Cash & banks
Connected banks One Multiple
Real-time cash position
Consolidated multi-bank cash —
Inter and intra-bank transfers —
Payments & invoices
B2B payments (ACH, RTP)
Invoices & auto-reconciliation
Counterparty network (free counterparties)
Controls & intelligence
Approval workflows Single-level Multi-level routing
Rules engine (thresholds, alerts)
Shore AI (coming soon)
Immutable audit log; SOC 2 Type II attestation in progress
Reporting Dynamic reporting and exports Dynamic, customizable multi-bank reporting
Onboarding & support
Onboarding Self-serve Guided
Support Email Priority email
Contract Standard Standard
Counterparty network

Free counterparties at every tier. Forever.

Invite vendors, customers, and partners into the workflow without making them paying clients. The network is part of the product. Not a billing line, not a seat charge, not a tier upsell. Free counterparties can be invited from any plan, with no limit on count.

What they can do
Receive payments, respond to payment requests

Free counterparties operate inside the same workflow your team does. They confirm details, accept payments, and respond to requests without standing up a paid PayShore environment.

What they cannot do
Extend the relationship beyond the inviting client

The free counterparty relationship is one-to-one: between the counterparty and the client who invited them. To transact with additional clients on the PayShore network, or to connect their own bank accounts, a counterparty upgrades to a full client account.

When they upgrade
When they want wider access

Counterparties upgrade to a full client account to unlock the wider operating layer: multi-bank cash visibility and reporting, the ability to transact with multiple clients on the PayShore network, and the freedom to connect their own bank accounts. Once upgraded, they're billed at standard plan terms.

Pricing

Contact us for pricing.

A short scoping call gives us what we need to come back with the right plan and the right number for your environment.

Contact us
Common questions

Pricing FAQ.

Quick answers to the questions that come up most often. If yours isn't here, ask us on the call.

  • How do I know which plan I'm in?

    If your operation runs on one primary bank, you're likely in Essentials. If you're operating across two or more banks and want a consolidated cash position and inter and intra-bank transfers, you're in Growth. For larger organizations with multiple entities, custom approval matrices, or specific integration requirements, we structure a custom engagement. Reach out to discuss. We'll confirm fit on the call. It's usually obvious within the first few minutes.

  • Why isn't pricing listed on the page?

    Because the right size of the engagement varies meaningfully with your bank footprint, entity structure, and operational needs. A number on this page would set the wrong frame for the conversation that actually leads to a good fit. We'll send a tailored quote after a short scoping call. Same week, no slide deck.

  • Is pricing per user?

    No. PayShore doesn't charge per seat. The platform fee covers your team. Add as many of your people as the work requires.

  • What banks do you support?

    PayShore has integrations with Bank of America, JPMorgan Chase, Wells Fargo, Fifth Third, and Silicon Valley Bank, with additional integrations in progress. Contact us to see if your bank is currently being integrated.

  • What payment rails are supported?

    Domestic ACH and RTP at launch. RTP provides 24/7 settlement with a high transaction ceiling.

  • Are free counterparties really free?

    Yes. Free counterparties can receive payments, respond to payment requests, and send payments back to the client who invited them, without paying anything. The relationship is one-to-one. To transact with additional clients on the PayShore network, connect their own bank accounts, or access the wider platform (multi-bank visibility and reporting, broader workflows), a counterparty upgrades to a full client account.

  • Can we move between plans later?

    Yes. Plans can move up or down with a billing-cycle adjustment. The pricing model is designed to scale with your operation. Not lock you into a plan you've outgrown, or one you no longer need.

  • Is there an implementation fee?

    For early adopters, the implementation fee is waived. Future implementation pricing will be scoped alongside your plan during the engagement conversation.

  • Are multi-year contracts available?

    Yes. Multi-year contracts with locked pricing are available for teams that want budgeting predictability across renewal cycles. We discuss term and pricing structure as part of the scoping call.

Want a plan scoped to your environment?

Tell us your banks, entities, and approximate payment volume. We'll come back with the right plan and an implementation timeline.
Request a demo